About This Site Hello, I'm Frank Bruno the developer behind this credit tip website. I started out in the year 2000 to purchase my very first home. However because I had very bad credit it pretty much forced me to clean up my credit report. However I did not really get into the whole credit report and credit score scene until the year 2002 when I wanted to upgrade to purchase my 3rd home which was a magnificant large spanish style home in California. You can read how I got started into the credit world and what I discovered during my journey. You Can Read My Story Here

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