Warning before you even consider using companies that offer unsecured lines of credit with no credit check and guranteed approval to boost your credit scores consider this….
Go to Ripoffreport.com and search their system by the company name you are considering using. You may blown away by the shear number of consumers having issues with these type of companies. I know I was , and thats why I posted this within minutes after I saw an offer myself, did a little research and was completely blown away by the number of consumers being ripped off and left high and dry by these type of companies.
These type of companies offer $3,000 or even $7,000-$10,000 unsecured credit lines guranteed approval. They claim to report to the credit bureaus each month to help raise your credit scores.
Complaints like the following posted at ripoffreport.com are not uncommon at all….
”I was online applied for a credit card which they made me believe that it was a visa. they didnt tell me it was an online card. they keep taking out money out of my account. i am unable to e-mail them. call them or anything. all i know is this company should be ashamed of them selves taking peoples money. they have not sent the card. they have taking a total of $250.00 from me.”
Bottom line is do your homework. I know the mere thought of instant credit lines to help boost your credit scores can be irresistable. But there are other ways to accomplish the same task for a fraction of the costs and with no headaches or worries that someone or some company has your personal information or will milk your account for every cent it has.